Auto Loan Options

Person purchasing their car at an auto dealer

Finance New or Used Vehicle

Get behind the wheel of your dream car by financing it with UKRFCU at a great low rate, terms that work for you, and superb customer service!


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Refinance Your Auto Loan

Have an Auto Loan with another Financial Institution? Save money by refinancing for a great low rate at Ukrainian Selfreliance FCU.


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Lease Buyout (PA Only)

If your lease is up, but you’d like to keep your vehicle, you can finance it with an Auto Loan from UKRFCU at a great low rate.


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Cash-Out on Title (PA Only)

Need cash for life’s expenses? If you own a vehicle, with a Cash-Out on Title Loan, you will be able to use the equity in your car for quick cash.


Drive Off in Your Dream Car

Buying a car can become stressful, and we at UKRFCU, can help you navigate your way to financing your new car at a rate that fits you best. Get on the road faster with a new auto loan from UKRFCU today. Lending options available for:

✔ Passenger Cars ✔ Passenger Vans
✔ Box Trucks ✔ Straight Trucks
✔ Delivery Vans ✔ Cargo Vans
✔ Hearse ✔ Limousines

Auto Loan Rates

Effective as of 02/15/2021
New Car Loans2115%Up to 84 MonthsAs low as 2.49%
Used Car Loans (2016 – 2020)2115%Up to 84 MonthsAs low as 2.49%
Used Car Loans (2012 – 2015)2105%Up to 72 MonthsAs low as 3.99%
Used Car Loans (2004 – 2011)2105%Up to 60 MonthsAs low as 5.04%

1APR = Annual Percentage Rate. Annual Percentage Rate is the advertised rate and can vary based on creditworthiness, age of vehicle and terms of the loan. Your rate can be higher depending on credit performance. Financing up to the retail value of the auto is available. Rate is subject to change without notice. Other conditions may apply. UKRFCU offers auto loans for new and used cars. All rates are subject to change without notice. 2Rate is applicable with automatic monthly payment. Rate increases without automatic monthly payment. 3LTV is based on Kelley Blue Book or NADA clean retail value. Advertised LTV can vary based on creditworthiness and age of vehicle. Cash-Out on Title loans have a maximum LTV of 80%.

Get behind the wheel of your dream car, financed by UKRFCU! Whether you are our member or not yet, click below to start your application!

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Read more about UKRFCU’s Disclosures.


Financial Calculators

Use our Auto Calculators to see what would work best for you.


You will receive your title within 30 days of paying off your loan. For any auto title questions, please contact

Loan Payment Options:

  • Set up AutoPay with UKRFCU
  • Online and Mobile Banking Payment
  • In Person Payments
  • Pay by Mail

In many cases, your loan may be approved and funded the same day. We understand that sometimes the vehicle-buying process is urgent. Our loan specialists will answer any questions that you may have.

No, you only need to have an account in good standing.